Established authority in consulting small businesses of 10 to 75 employees on the implementation and management of employee benefit programs that consider the company’s bottom line, employee retention and simplification in managing the HR system. Trusted advisor in the evolving health insurance industry and human resource compliance environment.

Licensed health counselor advising retirees and Medicare working aged with their options, responsibilities, and coverage solutions.


Pender & Associates
1635 Mount McKinley Drive
Grayson, Ga. 30017
Phone 678-377-0303